In Boomer-Targeted Ads, Stereotypes Are the Norm

Editor’s Note: This guest essay was contributed by Jeff Millman, chief creative officer at GKV, one of the mid-Atlantic’s largest integrated marketing agencies. OK, boomers are finally getting some love. More marketers have had an overdue epiphany and are attempting to tap into the $800 billion of discretionary income we control. More of us are…

The post In Boomer-Targeted Ads, Stereotypes Are the Norm appeared first on Next Avenue.

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Originally posted 2017-06-26 11:09:29.

A Benefit of Working Longer: Keeping Your Brain Sharp

To the question “Does working past the traditional retirement age keep you mentally sharp?” the answer was a qualified “yes” among several scholars attending the recent 2017 Age Boom Academy at Columbia University in early June. (I’ll get to the caveats later.) Intriguing evidence that work helps boost cognitive health among older adults is another…

The post A Benefit of Working Longer: Keeping Your Brain Sharp appeared first on Next Avenue.

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Originally posted 2017-06-26 11:09:21.

What to Know About Getting Braces After 50

I have always had a Lauren Hutton-esque space between my teeth, but I never felt compelled to address it. When my son’s orthodontist pointed out that braces could “fix” my gap,  I was skeptical. After all, who gets braces after 50? Well, in the past two months, I’ve run into three friends in their 50s…

The post What to Know About Getting Braces After 50 appeared first on Next Avenue.

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Originally posted 2017-06-26 11:09:14.

Musical duo to play at ‘Open Mic’ event

Corina Holland and Bill Bryant will entertain at Sunday’s “Open Mic Music Jam,” to be held from 2 to 4 p.m. at the Fortuna Monday Club, 610 Main St. in Fortuna.

“Open Mic” is an opportunity for local musicians to jam and is free to the community. This will be the last program until it starts again in September.

SUBSCRIBE!

Musical duo to play at ‘Open Mic’ event

Corina Holland and Bill Bryant will entertain at Sunday’s “Open Mic Music Jam,” to be held from 2 to 4 p.m. at the Fortuna Monday Club, 610 Main St. in Fortuna.

“Open Mic” is an opportunity for local musicians to jam and is free to the community. This will be the last program until it starts again in September.

SUBSCRIBE!

Musical duo to play at ‘Open Mic’ event

Corina Holland and Bill Bryant will entertain at Sunday’s “Open Mic Music Jam,” to be held from 2 to 4 p.m. at the Fortuna Monday Club, 610 Main St. in Fortuna.

“Open Mic” is an opportunity for local musicians to jam and is free to the community. This will be the last program until it starts again in September.

SUBSCRIBE!

Musical duo to play at ‘Open Mic’ event

Corina Holland and Bill Bryant will entertain at Sunday’s “Open Mic Music Jam,” to be held from 2 to 4 p.m. at the Fortuna Monday Club, 610 Main St. in Fortuna.

“Open Mic” is an opportunity for local musicians to jam and is free to the community. This will be the last program until it starts again in September.

SUBSCRIBE!

Musical duo to play at ‘Open Mic’ event

Corina Holland and Bill Bryant will entertain at Sunday’s “Open Mic Music Jam,” to be held from 2 to 4 p.m. at the Fortuna Monday Club, 610 Main St. in Fortuna.

“Open Mic” is an opportunity for local musicians to jam and is free to the community. This will be the last program until it starts again in September.

SUBSCRIBE!

Big Social Security COLA will be offset by Medicare premium rollercoaster

Retirees can look forward to the largest Social Security cost-of-living adjustment next year since 2012 – but don’t break out the champagne just yet. For many, higher Medicare premiums will take a big bite out of their raise.

The 2018 Social Security cost-of-living adjustment (COLA) will not be announced until October, but inflation trends point toward an increase of about 2 percent, according to a recent forecast by the Senior Citizens League. That would be a welcome change compared with the 0.3 percent bump in 2017, and 2016 when no COLA was made.

COLAS are determined by an automatic formula tied to the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). From 2013 to 2015, the annual increases have ranged around 1.5 percent.

For a retiree receiving the average monthly Social Security benefit of $1,360, a 2 percent raise would translate to an increase of $27.20. But for most beneficiaries, Medicare Part B premiums are deducted from Social Security. And the impact of the Part B premium on net benefits next year will vary due to what is known as the “hold harmless” provision governing Social Security.

By law, the dollar amount of Part B premium increases cannot exceed the dollar amount of the COLA – a feature that ensures net Social Security benefits do not fall. The hold harmless provision applies to the 70 percent of the Medicare population enrolled in both programs. Those not held harmless include anyone delaying their filing for Social Security benefits, but others affected include some federal and state government retirees. Affluent seniors who pay high-income Medicare premium surcharges also are not protected.

The stingy COLAs of the past two years are rare, and now they have set the table for an equally unusual situation for 2018. Learn more at Reuters Money.

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Originally posted 2017-06-23 13:11:42.